What is Medicare?

Medicare is the federal health insurance program that helps with specific expenses for people who:

People over 65 years of age, some younger people with disabilities, people with end-stage renal disease

(permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

Are my doctors and Medications covered?

The coverage of these expenses will depend on your place of residence.

Your Medicare coverage choices

Learn about the 3 main ways to get your Medicare coverage:

1.-Original Medicare

2.-Supplement Plans (Medigap)

3.-Medicare Advantage Plans (Part C)

What Part A covers?

Medicare Part A hospital insurance covers inpatient hospital care, skilled nursing facility, hospice, lab tests, surgery, home health care.

What Part B covers?

Learn about what Medicare Part B (Medical Insurance) covers, doctors and other health care providers’ services, and outpatient care.

Part B also covers durable medical equipment, home health care, and some preventive services.

How to get additional coverage?

Add one or both of the following to original Medicare:

1.-Medicare Supplement Insurance

2.-Offered By private companies

They help pay some of the out-of-pocket costs that come with Original Medicare or the Medicare Advantage plans

do not cover copays and coinsurance.

Medicare Part D plan: Offered by private companies 

Part D: Help pay for prescription drugs

Option 2: Choose a Medicare Advantage plan

Preventive & screening services

Part B: Covers many preventive services

Medicare advantage plan offered by private companies 

Part C: Combines Part A (hospital insurance) and Part B (medical insurance) in one plan 

Part D: Usually includes prescription drug coverage 

May offer additional benefits not provided by original Medicare

The advantages of Medicare Advantage

Medicare Advantage plans have high member satisfaction:

  • 24+ million people enrolled in a Medicare Advantage plan as of February 2020 
  • 93% satisfaction among seniors with a Medicare advantage plan.
  • 25% less spent on healthcare compared to original Medicare
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